Coastal Carolina Community College. Programs of Study –Coastal Carolina Community College awards associate degrees in arts, fine arts, engineering, and sciences for students who plan to transfer to a four- year college or university after completing a full two- year program of study. Associate degrees in applied sciences, diploma programs, and certificate programs are offered for students who plan to enter the workforce upon graduation. All College programs of study leading to two- year degrees are designed to ensure competence in reading, writing, oral communication, and fundamental mathematical skills. Students entering programs, not prepared to begin study in required college- level courses, must prepare themselves in appropriate developmental courses. Coastal Carolina Community College offers the following programs of study. The courses listed in each curriculum are required. However, they may not always be taught during the semester indicated. A student should confer with his or her educational academic counselor concerning course schedules. A schedule of courses offered will be published each semester. The College reserves the right to postpone offering a curriculum which has an insufficient number of applicants. College/University Transfer Programs. For more information about college transfer programs, the Comprehensive Articulation Agreement, and application to a university, visit the College Transfer Information page. Associate in Arts Degree (A. A.)The Associate in Arts Degree program prepares students to transfer courses or the degree in its entirety to a four- year senior institution. This program is designed for students who wish to earn a baccalaureate degree in a liberal arts discipline or professional discipline. Associate in Science Degree (A. S.)The Associate in Science Degree program prepares students to transfer courses or the degree in its entirety to a four- year senior institution. 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A.)The Associate in Fine Arts in Visual Arts degree shall be granted for a planned program of study consisting of a minimum of 6. Within the degree program, the institution shall include opportunities for the achievement of competence in reading, writing, oral communication, fundamental mathematical skills, and basic computer use. Carolina Coastal Discovery Programs The Carolina Coastal Discovery Program uses vessel and land based programs to teach students about the value. The Official Athletics Website of Coastal Carolina University Coastal Carolina University, partner of CBS Sports Digital. The most comprehensive coverage of CCU. Coastal Carolina University, commonly referred to as CCU or Coastal, is a public, state-supported, liberal arts university in Conway, South Carolina, United States. The official website of Coastal Carolina University. CCU is a dynamic public institution located in Conway, SC, just minutes from the vacation area of Myrtle Beach. 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Associate in Applied Science Degree Programs*Specific admission procedures are required for entry into these programs. Many of the limited enrollment programs may have additional admission procedures or deadlines. Contact the Admissions Office for more information. Diplomas. Diploma programs are designed to provide entry- level employment training. Diploma programs range from 3. Associate degree level courses within a diploma program may also be applied toward an A. A. S. Many of the limited enrollment programs may have additional admission procedures or deadlines. Contact the Admissions Office for more information. Certificates. Certificate programs are designed to provide short- term focused entry- level employment training. Certificate programs range from 1. Certificate courses may also be applied toward a related diploma or A. A. S. Many of the limited enrollment programs may have additional admission procedures or deadlines. Contact the Admissions Office for more information.
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No Repayment Of Social Security Loan ProgramsSocial Security (United States) - Wikipedia. In the United States, Social Security is primarily the Old- Age, Survivors, and Disability Insurance (OASDI) federal program. Tax deposits are collected by the Internal Revenue Service (IRS) and are formally entrusted to the Federal Old- Age and Survivors Insurance Trust Fund, the Federal Disability Insurance Trust Fund, the Federal Hospital Insurance Trust Fund, or the Federal Supplementary Medical Insurance Trust Fund which make up the Social Security Trust Funds. All income over said amount is not taxed. For 2. 01. 5 the maximum amount of taxable earnings was $1. Indeed, nearly all working (and many non- working) residents since Social Security's 1. Social Security number because it is required to do a wide range of things, e. Retirement benefits only to worker, welfare benefits started. First Social Security Cards issued by post offices, over 2. Two new categories of beneficiaries added: spouse and minor children of a retired worker. First monthly benefit check issued to Ida May Fuller for $2. Benefits increased and cost of living adjustments (COLAs) made at irregular intervals . Comprehensive and meticulously documented facts about Social Security. Learn about Social Security's taxes, benefits, financial status, reform options, and more. Working Papers Dual Incentives and Dual Asset Building: The Hutubi Rural Social Security Loan Program in China Baorong Guo, Jin Huang, Michael Sherraden, and Li Zou Working Paper No. 07-05 2007 Center for Social Development. Supreme Court ruling that gave Congress the power to amend and revise the schedule of benefits. The Court also ruled that recipients have no contractual right to receive payments. A United States federal program of social insurance and benefits developed in 1935. The Social Security program's benefits include retirement income, disability income, Medicare and Medicaid, and death and survivorship. The Social Security Administration's Office of Acquisition and. Grants are awarded for innovative research and. If you are a low income earner collecting Social Security benefits and are in need of a loan. Find available Social Security and SSI loan options here. The 'Social Security Trust Fund' comprises two separate funds that hold federal government debt obligations related to what are traditionally thought of as Social Security benefits. The larger of these funds is the. Early retirement age lowered to age 6. Medicare health care benefits added to Social security. The Earnings limit doubled exemption amount for retired Social Security beneficiaries. Terminated SSI eligibility for most non- citizens. The law requires the establishment of federal standards for state- issued birth certificates and requires SSA to develop a prototype counterfeit- resistant Social Security card. Roosevelt's first term, as a measure to implement . To prevent Social Security from losing tax revenue duringthe reduced Social Security worker 2. Congress borrowed money from the federalgeneral tax fund and transferred it to the Social Security trust funds. Sources: Social Security Administration. These retirement benefits are a form of social insurance that is heavily biased toward lower paid workers to make sure they do not have to retire in relative poverty. With few exceptions, throughout a worker's career, the Social Security Administration and the Internal Revenue Service (IRS) keeps track of his or her earnings and requires Federal Insurance Contribution Act, FICA or Self Employed Contribution Act, SECA, taxes to be paid on the earnings. The OASI accounts plus trust funds are the only Social Security funding source that brings in more than it sends out. Social Security revenues exceeded expenditures, between 1. Outgo of $1. 40. 3 billion while having income of only $1. The additional retirees expected under the . Medicare expenses, tied to medical costs growth rates, have traditionally increased much faster than GDP growth rates. The additional retirees expected under the . Employers pay 6. 2% up to the wage ceiling and the Medicare tax of 1. Wages of earlier years are . Only wages lower than the . If the worker has fewer than 3. If there are more than 3. The sum of the 3. AWI divided by 4. Average Indexed Monthly salary, AIME. For earlier AWI factors see. In the spreadsheet the adjusted salaries can easily be summed and divided by 4. AIME. Benefit Calculations. Social Security Benefits Vs. Spouse still eligible for Medicare. The benefits you can receive (the so- called Primary Insurance Amount, PIA) are the sum of the salary in each bracket times the benefit percentages that apply to each bracket. The benefit percentages are set by Congress and so can easily change in the future. For example, in 2. Any higher incomes than the ceiling income are not FICA covered and are not considered in the benefits calculation or in determining the average indexed monthly salary, AIME. At full retirement age the projected retirement income amount (PIA) is the sum of these three brackets of income multiplied by the appropriate benefit percentages. Unlike income tax brackets, the Social Security benefits are heavily biased towards lower salaried workers. Social Security has always been primarily a retirement, disability and spousal insurance policy for low wage workers and a very poor retirement plan for higher salaried workers who hopefully have a supplemental retirement plan unless they want to live on significantly less after retirement than they used to earn. Full retirement age spouses and divorced spouses (married over 1. A low salary worker and his full retirement age spouse making less than or equal to $7. A full retirement age worker and his full retirement age spouse making the ceiling income or more would be eligible for 4. FICA salary (2. 9% if single) and even less if making more than the ceiling income. During working years, the low wage worker is eligible for the Earned Income Tax Credit (FICA refunds) and federal child credits and may pay little or no FICA tax or Income tax. By Congressional Budget Office (CBO) calculations the lowest income quintile (0- 2. U. S. By CBO calculations the household incomes in the first quintile and second quintile have an average Total Federal Tax rate of 1. If a recipient retires earlier he/she draws a lower Social Security benefit income for a longer prospective lifetime after retirement. The basic correction of benefits are age 6. Similar computations based on career average adjusted earnings and age of recipient determine disability and survivor benefits. The WEP provision rarely causes hardship since by and large the people affected are reasonably well off because by definition they also receive government pensions from noncovered work. To be eligible the recipient along with their auxiliaries and survivors must have very low assets and not be eligible for other retirement system benefits. About 7. 5,0. 00 people in 2. Many questions are addressed and at least partially answered on many online publications and online calculators. Online Social Security benefits estimate. This process is done by opening a secure online account called my Social Security. For retirees who have non FICA or SECA taxed wages the rules get complicated and probably require additional help. Normal retirement age. Full retirement benefits depend on a retiree's year of birth. There are different rules for widows and widowers. Also from that site, come the following two notes: Notes: 1. Persons born on January 1 of any year should refer to the normal retirement age for the previous year. For the purpose of determining benefit reductions for early retirement, widows and widowers whose entitlement is based on having attained age 6. Those born before 1. Normal retirement age increases by two months for each ensuing year of birth until 1. Thereafter the normal retirement age increases again by two months for each year until 1. A worker who starts benefits before normal retirement age has their benefit reduced based on the number of months before normal retirement age they start benefits. This reduction is 5/9 of 1% for each month up to 3. This formula gives an 8. These credits are also applied to their widow(er)'s benefit. Children and spouse benefits are not affected by these credits. The normal retirement age for widow(er) benefits shifts the year- of- birth schedule upward by two years, so that those widow(er)s born before 1. Spouse's benefit and government pension offsets. Only after the working spouse applies for retirement benefits may the non- working spouse apply for spousal retirement benefits. The spousal benefit is the PIA times an . The early- retirement factor is 5. This typically works out to between 5. PIA benefit. This can occur if there is a married couple in which the younger person is the only worker and is more than 5 years younger. Any current spouse is eligible, and divorced or former spouses are eligible for spousal benefits if the marriage lasted for at least 1. It is arithmetically possible for one worker to generate spousal benefits for up to five of his/her spouses that he/she may have, each must be in succession after a proper divorce for each after a marriage that lasted at least ten years each. The spousal survivor benefit is the full PIA benefit of the working spouse (reduced if the deceased was receiving a reduced benefit). If the spouse's or widow(er)'s government (non- FICA paying) pension exceeds 1. Pensions not based on income do not reduce Social Security spousal or widow(er)'s benefits. It also allows the spouse and children of a worker who has reached normal full retirement age to receive benefits under some circumstances while he/she does not. The full retirement age worker has to have begun the receipt of benefits, to allow the spousal/children's benefits to begin, and then subsequently suspended his/her own benefits in order to continue the postponement of benefits in exchange for an increased benefit amount (5. Thus a worker can delay retirement up to age seventy without affecting spousal or children's benefits. After age 7. 0 there are no more increases in retirement benefits allowed. Social Security uses an . Women may benefit more than men from this delayed benefit increase since the . The other consideration is that workers only have a limited number of years of . In this case, it is possible to get Social Security retirement or survivors benefits and work at the same time. A worker who is of full retirement age or older may (with spouse) keep all benefits, after taxes, regardless of earnings. But, if this worker or the worker's spouse are younger than full retirement age and receiving benefits and earn . 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Tagging and Social Bookmarking Brief Description: A tag is a collaboratively generated, open-ended labeling system that enables Internet users to categorize content. IBM Scientists Achieve Storage Memory Breakthrough. For the first time, scientists at IBM Research have demonstrated reliably storing 3 bits of data per cell and. Here are some simple instructions provided by Nancy White, online communication expert and lead facilitator at the Online Social Media workshop. This is a key practice! Here is my rule of thumb. In a group of 2. 0 people, having 2 taggers will make a difference. It doesn’t have to be everyone. Some people are better scanners/taggers than others. I find people who are fast readers and global thinkers make great taggers. First I try and find out if anyone is already using del. Then I ask them to consider tagging for the group as well. I always encourage people to install the little tag bookmarklet on their browser. I REALLY love it when people don’t just tag, but they add a short annotation of why they think the link is valuable and add other tags beyond the shared tag that help further define the tag. A tag should be somehow obviously related to the topic. People need to be able to remember it. If it is related to an event, add a year at the end. So if we wanted to identify the CGSocialmedia resources to this year, we could make the tag CGSocialmedia. If you need it to be unique to your group, you will have to work harder to make the tag unique. The tag socialmedia is used by many people so it is too generic. Some caveats: Tags that are too long, have slightly weird spelling or too obtuse tend to have challenges. People forget them, mispell (and thus mistag) them. So bottom line, keep it as simple as you can while still being unique. Make the tag feed visible to users. So this may mean you are recruiting users, or simply making the fruits of the tagging visible to an existing group. You can pull the RSS feed (Meena: coming soon, I promise!) and embed it in a blog or webportal page or any site that allows simple scripts. You can find the RSS feed for any tag at the lower left of that tag page on del. For a more detailed definition of tags, see the Wikipedia entry. Many social bookmarking services are available; those most often mentioned by members of the nonprofit technology community include: Tips and Lessons Learnt. Taking del. icio. From Web tastings- blog: KM for Ag and rural development: Posted on May 2. Pete Shelton. We started by uploading a list of bookmarks from her browser into del. Wess Daniels. Some free services go out of business. Export your bookmarks on a regular basis to protect your data! Examples & Stories. We are using the unique tag NPK4dev (non- profit knowledge management for development) to tag resources on knowledge management in a development context. 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After launch, the rocket will travel to a large near- Earth asteroid, collect a large boulder off of the asteroid's surface and pull that piece to the moon. Later, astronauts will travel to the boulder to extract and analyze samples. While orbiting the asteroid, the spacecraft can also tug the asteroid off- course using the craft's and boulder's combined gravity (as a proof- of- concept for deflecting a threatening body). Now, the mission has passed a milestone called Key Decision Point- B (KDP- B) — formally approved Aug. Phase B planning stage. To pass, NASA officials . By the end of Phase B, ARM will have an approved baseline mission and design that meets all the agreed- upon requirements, in a process that all NASA missions pass through. Principal Investigator Dante Lauretta and the OSIRIS-REx Science Processing and Operations Center are at the University of Arizona. NASA’s Goddard Space Flight Center in Greenbelt, MD provides overall mission management.
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